This Site is operated and owned by PT Partners Pty Ltd (ABN 89 010 484 330). Your access to, and use of, the Site is conditional on acceptance of these Terms and Conditions. Use of the Site indicates your acceptance of these Terms and Conditions. Please read them carefully before using the Site.
The information contained on this website is general information only. Your objectives, individual circumstances and financial needs have not been taken into consideration. You should consider if this information is suitable for your needs and seek specific advice from a PT Partners advisor before any information is acted on.
You are responsible for maintaining the confidentiality and security of any usernames and passwords used throughout the Site. You agree to notify PT Partners immediately of any unauthorised use of your password or any other breach of security.
The PT Partners Privacy Statement forms part of these Terms and Conditions.
The content of this site includes a Blog that permits comment and/or the posting of messages. You should regard any such content as a means of public, not private, communication, as your comment or messages will be available to any user of the site, and you will be identified publicly by either your username or your first name and surname as the author of any contributions you make.
Do not post any defamatory, libelous, vulgar, obscene, abusive, profane, threatening, hateful, racially, ethnically, or otherwise offensive or illegal information or material, and do not utilise this blog in any illegal manner. Do not post any information or other material protected by copyright without the permission of the copyright owner. Do not use any words, logos or other marks that would infringe upon the trademark, service mark, certification mark, or other intellectual property rights of the owners of such marks without the permission of such owners. Do not post any confidential information or any information that would infringe upon the proprietary, privacy or personal rights of others. Do not post, upload, email or otherwise transmit any material containing software viruses or other computer code or files designed to interrupt, harm, delete, or otherwise interfere with or limit the functionality of any computer software or hardware or telecommunications equipment. Do not forge headers or otherwise manipulate identifiers in your post in an attempt to disguise, impersonate, or otherwise misrepresent your identity or affiliation with any other person or entity.
All postings shall be of an informational nature and for informational purposes only. Commercial use or any other unauthorized use of this blog is prohibited. Do not use this blog to solicit or conduct business, including the direct or indirect marketing of users' products or services, in any manner. This blog may not be used to provide information, materials, products, or services in exchange for compensation of any kind.
PT Partners will take all care to ensure postings are appropriate, but will not be liable for any information displayed on the Blog, whether offensive to persons or group of persons, upsetting, defamatory, in any way unsuitable for people under the age of 18 years, or otherwise, or for the accuracy of such information.
All material posted by you on the Blog will be taken to be submitted for publication by the PT Partners in other mediums as it sees fit, free of charge. PT Partners is granted a perpetual, royalty-free, non-exclusive, worldwide licence to use, reproduce, publish and communicate to the public such material in any form and by any means. In submitting material to the Blog, you consent to anything being done by PT Partners or any user of this Site in respect of such material that could otherwise amount to an infringement of your moral rights in such material, and warrant that you have obtained such consent from all other authors of such material.
Your right to use the Blog is subject to any limitations, conditions and restrictions established by PT Partners and PT Partners may, at its discretion alter, suspend or discontinue any aspect of the Blog at any time.
PT Partners reserves the right to delete any material posted by you on the Blog for any reason at its discretion. This inlcudes posts that are non-sensical or off point.
This Site may contain links to third party websites. Those sites are not under the control of PT Partners and PT Partners is not responsible for the content or the links contained in those sites.
PT Partners does not recommend or endorse the content of any third party sites which may be linked to or from the Site, or products or services of any third party organisations mentioned or described on this Site or linked to or from this Site. You acknowledge that you enter any third party websites at your own risk.
This Site is provided by the Institute on an "as is" basis without any express or implied warranty of any kind.
The World Wide Web exists across open public networks that are neither secure nor private. Accordingly, you acknowledge and accept the risk that any communication to or from the Site may be intercepted, used or modified by third parties.
PT Partners does not warrant that access to or use of this Site will be uninterrupted or error free or that the Site or any material on or accessible through the Site is free from errors or viruses, worms, trojan horses, time bomb, cancelbot or other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware.
PT Partners does not warrant anything it advises or comments on or about the reliability, accuracy, completeness, timeliness, suitability, quality, physical state or for a particular purpose of any material on or accessible through the Site.
PT Partners may change any of the material on the Site at any time without notice, and makes no commitment to update any material on the Site. You are responsible for assessing the accuracy, reliability, suitability and accuracy of the material on or accessible through the Site;
You accept all risks and responsibility for all loss, damage, costs and other consequences resulting from using the Site or the material on or accessible through the Site.
You agree to indemnify, defend, and hold harmless PT Partners from any and all third-party claims, liability, damages, and costs arising from your use of the Site or your failure to comply with these terms and conditions, or from your violation of any applicable law.
The information, text materials, graphics, logos, button icons, images, video and audio clips, trade marks (whether registered or not), advertisements, layout, arrangement, graphical user interface, look and feel, and control features of the Site is protected by copyright, trade mark and other intellectual property laws.
You must not modify, copy, reproduce, republish, frame, upload to a third party, transmit or distribute in any way the Content except as expressly provided in these Terms and Conditions or as permitted by the Copyright Act.
PT Partners may from time to time amend, update, or change the Site, including these Terms and Conditions, without prior notice.